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I have to say that I was with M&S and changed when my renewals came up. Initially they did a no-excess policy, but they have now stopped that and the excess is £50. But, aside from that, the premiums had all gone up and my cats aren't particularly old or ill I have actually now changed to AXA (who underwrite the M&S policies) and by going to them direct have saved a lot of money. However, in your case, I agree with Jac and the others.........maybe don't bother with insurance at all and just put the money to one side. Let us know how you get on with your letter though. |
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