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Originally Posted by dinahsmum
then 'self-insure'. I've never insured cats before and am perfectly happy that I have come out on the + side in financial terms. Of course, one takes the risk, but that's what it's all about. Weigh up the facts, make the decision, live with it.
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I self insure and am convinced that I will be better off financially this way. I put £10 per animal (4 rats and 2 cats) into an ISA every month by standing order. The money goes before I even notice it and also earns me interest being in an ISA. If I ever go through poorer months, I can afford to put a bit less in as I have a fairly healthy balance now. I use this money to pay for anything vet related - including things that wouldn't be covered by insurance and it works really well for us.
