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Tinker's Avatar
Catsey Junior
 
Cats owned: Moggy
Join Date: Nov 2007
Location: Deepest Darkest Suffolk, UK
Posts: 142
22-11-2007, 10:42 AM   #11

Re: Insurance - any views/advice?


So far I haven't had any cats insured. I will have to decide if I should insure the kittens when we get them.
I doubt if any company would insure Tinker at the age of 19.

Over the years, assuming most policies cost about £6 a month, we would have paid out roughly £3500 in premiums for the cats we have had. Most of the cats we have had have been fairly healthy, but even with one accident prone walking disaster area of a cat our vets bills haven't amounted to anything like that. In his 14 year life Bobby had a road accident leading to removal of his eye and a few days stay at the vets, numerous abscesses caused by being beaten up by a neighbouring cat, a heart murmur, a few kidney infections (and more blood tests than I can remember) skin cancer resulting in the removal of an ear and another stay at the vets, cystitis (10pm dash to the emergency vets for that one), high blood pressure requiring daily medication for the rest of his life (which was only a month). I think he used up all his nine lives!



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Grete's Avatar
Catsey Veteran
 
Cats owned: Owned BY Bubbles & Fizz (fem dsh)
Join Date: Jun 2007
Location: Nottingham, UK
Posts: 1,888
22-11-2007, 11:37 AM   #12

Re: Insurance - any views/advice?


I think with any type of insurance, if you look at it retrospectively, it never seems worth it unless you've had to claim

You pay just in case something were to happen. Some people are disciplined enough to put an amount of money a month into an account, to be used only for vets bills but I'm not one of them hehe. I also can't afford 2-300 quid in one go which is what I would have had to do for Bubbles' treatment or else decide not to treat her and watch her suffer. So for me it's a no brainer. I can pay the monthly premiums and know they are covered.

When my diabetic cat Squeak was with us I think we amassed over 2K in vets bills. It could have been much more had she lived longer.



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charliebubs's Avatar
Catsey Veteran
 
Cats owned: Ragdoll, 2 Siamese & a Balinese
Join Date: Nov 2006
Location: Northamptonshire, UK
Posts: 4,265
22-11-2007, 04:05 PM   #13

Re: Insurance - any views/advice?


I have all my cats insured and I wouldn't be without it. It's been a lifesaver when they have been ill and the vets fees have been excessive.

It is a "just in case" thing - but like anything in life you never know what is going to happen and I'd rather be safe than sorry.



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