Cat insurance: Does anyone bother?

[dandysmom]

And being an indoor cat doesn't mean she/he won't develop CRF, diabetes, etc ......

[Andrewd]

Originally Posted by MrsH

We have Healthy Pets whole of life Gold Plan for our 2 cats and the spaniel which will pay up to £7500 per condition. It was recommended by other cocker spaniel owners but since we took out our policy some are finding their premiums have gone up rather a lot. I've heard very good things about Greenbee (John Lewis)

Oh how old are you 2 cats and spaniel? I had a good look into pet insurance yesterday and for me Healthy pets came out on top. They seemed to be the best value for money, offering high levels of cover for a relatively low price. They also get good reviews online, which cant be a bad thing? Have you claimed from them before?

I will take a look at JL and see what people say about them online.

[Aquatic]

Felix isn't insured I didn't really think about it. But now I'm thinking about getting it.
My friends dog got attacked by a Badger! and all his leg muscle was hanging out. They didn't think he would recover from it because he wasn't eating anything and had lost loads of weight and didn't have the energy to do anything but thankfully he is fine now.

[MrsH]

Originally Posted by Andrewd

Oh how old are you 2 cats and spaniel? I had a good look into pet insurance yesterday and for me Healthy pets came out on top. They seemed to be the best value for money, offering high levels of cover for a relatively low price. They also get good reviews online, which cant be a bad thing? Have you claimed from them before?

I will take a look at JL and see what people say about them online.

The cats are both 4y 6m old and Morgan the spaniel is 20 months old.

I've claimed only once when Morgan ate (or so we thought ) some ibuprofen, we had to go to the emergency vet's one Sunday evening. It was really easy to claim and they paid up promptly, I had to pay the vet first then claim back from Healthy Pets, some companies will pay the vet direct. (by the way, he hadn't eaten the tablets, they'd fallen behind the spice rack )

I didn't have the cats insured at first, it was something we'd never done before, but when we got Morgan he came with 6 weeks free insurance organised by the breeder and we decided to continue having him insured. We didn't stay with that company and it took a lot of head-scratching trying to decide which company/what level to go for. It seemed a good idea to add the cats onto the policy at the same time.

[Andrewd]

Originally Posted by MrsH

The cats are both 4y 6m old and Morgan the spaniel is 20 months old.

I've claimed only once when Morgan ate (or so we thought ) some ibuprofen, we had to go to the emergency vet's one Sunday evening. It was really easy to claim and they paid up promptly, I had to pay the vet first then claim back from Healthy Pets, some companies will pay the vet direct. (by the way, he hadn't eaten the tablets, they'd fallen behind the spice rack )

I didn't have the cats insured at first, it was something we'd never done before, but when we got Morgan he came with 6 weeks free insurance organised by the breeder and we decided to continue having him insured. We didn't stay with that company and it took a lot of head-scratching trying to decide which company/what level to go for. It seemed a good idea to add the cats onto the policy at the same time.

Poor Morgan! Yeah a lot of people say Healthy pets are really good at paying out when it comes to making a claim. I will be joining a company that specializes in pet insurance rather then a general insurance company. From what I have seen the cover and service is a lot better with a company such as Healthy Pets.

I have had problems in the past getting money out of insurance companies for cars and house contents. So I don't really want to go through that all over again.

[lhobbs]

Originally Posted by Aquatic

Felix isn't insured I didn't really think about it. But now I'm thinking about getting it.
My friends dog got attacked by a Badger! and all his leg muscle was hanging out. They didn't think he would recover from it because he wasn't eating anything and had lost loads of weight and didn't have the energy to do anything but thankfully he is fine now.

Thats awful, badgers can be viscous cant they!! A friend of mines dog had to be taken to the vet after he was attacked by a badger.

I took out insurance last year for Sadie, i think its worth it.
xx

[Kazz]

Never had the cats insured.....never considered it but the dog is insured....and any animal I get in the future with 4 legs will be to...its peace of mind. Never had any really big vet bills but the thought is always there.

Karen

[angieh]

Yes, that peace of mind is worth something too, isn't it?

[Hollyp]

Originally Posted by Kazz

Never had the cats insured.....never considered it but the dog is insured....and any animal I get in the furure will be to...its peace of mind. Never had any really big vet bills but the thought is always there.

Karen

I never used to insure my cats either but then one of them came down with an reoccurring urinary tract problem that got quite costly . Ever since then I have insured my cats so at least if something bad happens (fingers crossed) they are covered.

I have been with quite a few insurance companies over the years, but found Healthy pets to be the most reliable. Perhaps they are worth a look?

[pookyandjo]

i have two cats... George (9 yo male moggie) and Harry (1 yo female moggie ninja) George isn't insured and Harry is insured...
Before we got harry i had another cat Tinky Winky he was 11 years old when he died... he wasn't insured either.. but he got sick and had numerous surgeries for cancer before they finally amputated his right hind leg.. he was recovering when he suffered a blood clot and died...in the 11 weeks before he died we spent just over $10,000 on him... we were lucky we were in a position to have access to the money we needed.... i decided that when we got Harry that we would insure her because we might not be so lucky next time... George wasn't able to be insured because he is too old
Whilst i hope i dont need to make a claim on Harry's insurance at least i know that its there if required...