pet insurance

rach · 13-09-2012, 07:02 AM

Hello there. I was just wondering about insurance for cats? What exactly does it cover and is it worth having or would I be better putting money aside eAch week for vet bills?

JMPARK · 13-09-2012, 10:36 AM

I think Pet Insurance is a MUST HAVE!! On Vet bills this year I have saved about £1000!! My two kittens got quite ill and had to have all sorts of anti biotics, be put on a drip overnight, and blood samples and would have cost me abot £1200 , but , because of my insurance ,I ended up paying about £200!! I am with MORE THAN Pet insurance and they payed out within 5 weeks from getting the information and bill from the Vet!! I forgot to say that mine is a "Lifetime Cover" as well as Velvet's. Think you need to take that type of policy out for your new Kitten/Cat.

Velvet · 13-09-2012, 02:51 PM

Pet Plan here - lifetime cover.

Alfiekins · 14-09-2012, 08:44 AM

I also have pet plan lifetime cover for both my cats and pay £25 ish per month for both.
I was putting money in an account per month but it would take me years to amount to the thousands of pounds I know others to have spent out on vet bills due to a particular illness.

JMPARK · 14-09-2012, 10:11 AM

Quote:

Originally Posted by Alfiekins

I also have pet plan lifetime cover for both my cats and pay £25 ish per month for both.
I was putting money in an account per month but it would take me years to amount to the thousands of pounds I know others to have spent out on vet bills due to a particular illness.

My insurance is £7.25 per month each and has just gone up from £5.75 as they are now both classed as Adults ( being over 1 year old). But is an excellent "plan" and they paid out really quickly

pamela81 · 17-09-2012, 08:53 PM

i have pet insurance for both mine with the pdsa. Its about £5.83 for Skye and £6 for Harris. I took out the maximum plan for them as it has the better cover. The only thing with our vet is that we have to pay the fees up front and then claim them back. That's a condition of the vet not the insurer.

Elaine · 17-09-2012, 09:10 PM

PetPlan lifetime cover for mine, when Eva was ill, the bill was just shy of £3000, they paid out within two weeks.

Its hard to say whether you should or shouldnt take out insurance. Winston never had insurance and was never at the vets until he was over 18yrs old and his kidneys began to fail. The last two and half years of his life were expensive but he was my best mate and I begrudged him nothing. Following cats have been insured and I have needed it and was glad I had it.

rach · 18-09-2012, 12:50 PM

I guess its just going to be a case of shopping. Around for the best deal. I think it'll be best bet to take it out especially as ruby is going to be allowed outside and she's already into everything lol

JMPARK · 19-09-2012, 02:28 PM

I was very lucky when we had to pay as the vet allowed us to pay the "excess" and waited until we got the Insurance money back, which was about 3-4 weeks later

paulinef2 · 19-09-2012, 09:26 PM

I had both my cats insured with pet plan, but moved Lester's as they were far too expensive. I have kept tiger's with pet plan as I am already claiming for an existing condition. If Lester becomes ill, I will need to pay and claim it back though as this is a condition of them being an agent for pet plan.

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