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Been in a car bumpOkay a question for anyone with experience knowledge of insurance No one was hurt in anyway. I was driving slowly in supermarket/retail park car park between parked cars, therefore slowly. A black Audi came in the other way and took the space I had seen, fair do's it was closer to their end in than mine. So I carried on down the row and then boom the Audi reversed out and her passenger side rear bumper hit my wheel arch and a bit of the door - not to bad I assume her insurance will pay up as she reversed into me damage to my car wheel arch bashed a bit and the edge of the passenger door and maybe my tyre but that could just have been a bit of her car. If she had been level her whole bumper would have hit the side of my car; as it was her bumper (imagine you were on an angle and wanted to straighten up) that bit of her bumper hit my wheel arch/rear door edge. Does anyone know will her insurance pay my excess? She did say I saw you. But obviously she did not stop or judge my speed disatnce correctly. Mine is private insurance hers company car/insurance. I reported it to Sainsbury's security; (there is no camera covering car park) but the lady in the other car did not. Have reported it to my insurance, withoin 1/2 hour or so. Karen
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It should not make any difference wether its a company car or not, their insurance will pay.... |
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Karen, you might have to pay the excess (to the garage) and then your insurance company will claim it back off hers. Depends upon your policy. I have been involved in accidents (both not my fault) and each time it has been different. |
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Phew! glad no one was hurt, I have no experience I am afriad x |
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You'll probably have to pay the excess to the body shop then claim it back. Did you report it to the police as well? |
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Yes have to pay the bodyshop. I can claim it back if she admits they find I am right. And Yes I reported it to the police. I think if she reerses into me then I am not to blame am I right? |
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You are right Kazz. Easpecially as she hit the back of your car, clean cut. |
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You are in the right Kazz she reversed without checking it was safe to do so. Usually you have to pay the excess first and then your insurance claim it back, but I have also been with independent (no win no fee) solicitor who paid it and then took it out the compensation recieved. REMEMBER she said she saw you!!! write it down on your claim form as that means she knew she was wrong and she can't change her story saying you flashed her out.. although she would still be wrong anyway. She reversed without checking it was safe to do so. Good luck |
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Don't know anything about insurance procedure - sorry. Hope you're OK. Be nice to yourself - you may have slight shock |
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Dont know anything about the insurance but I am pleased you werent hurt xxx |
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