recommend me insurance!

JBalways2000 · 22-01-2008, 01:36 AM

I was wondering if anyone could recommend a pet insurance company they are with? At the moment i have AJ and Raven covered by M&S but when i went to add Hernie and Rhino to it i found they had put their prices up a fair amount

id been so busy lately that i forgot to look for another company, but yesterday Rhino jumped from the wardrobe and kicked off the wall directly onto a glass frame

then once we had picked all the glass up Hernie decided to jump into the pile of it on the fish tank and brought it down with him smashing it some more

so after i checked them and found them both to be fine(after nearly giving me two heart attacks within 5 minutes

) i thought id better finally get round to getting them insured as bringing them to an emergency vets on a sunday wouldnt have been fun for the credit card

cats-who'd have em?

Grete · 22-01-2008, 03:08 AM

Eek that must have been really scary

Glad they are all OK

I have my two insured with Petplan who I've found to be very good and also give you a discount for each additional pet you have insured with them. I recently had to claim for surgery for my cat Bubbles and they paid with no quibbles. They have several different levels of cover as well so you can choose which one suits you best.

Hope that helps

Fran · 22-01-2008, 08:26 AM

All mine are insured with Petplan. Insurance has been a God send for Porsha, who's vet bill is somewhere around £2000 with all her illness problems

They payed out no quibble and direct to the vet too, so I didn't have to stump up the money first and like Grete says, you get a discount for each additional pet insured with them. I've also got cover for life, so that no matter how many times they are ill with the same condition, they will always pay out

JBalways2000 · 25-01-2008, 12:12 PM

thankyou for your replies both of you-and yes it was very scary!

I got a quote from petplan yesterday and they are asking for just as much as marks and spencers for the cover for life

at the moment im paying about £13.50 for AJ and Raven combined so i dont fancy paying £10 per cat

i cant really afford £40 a month for insurance for them to be honest.

So if anyone else can recommend a good insurance company that isnt so expensive please let me know

dinahsmum · 25-01-2008, 12:28 PM

I've no experience, as I haven't had to make a claim (long may that continue!) but I took Charliebubs' recommendation and have insured the dog and 2 cats with Axa. Very reasonable rates and a reasonable excess etc.
Do a search on previous insurance posts JB - I'm sure there have been some detailed discussions in the past and you may find a site that does comparisons for you.

yola · 25-01-2008, 03:38 PM

I have had all mine insured with E&L. They paid out for dental work for Fifi and for Darcy's huge op when he had his tummy blockage without a squeak. They were originally called Equine and Livestock but I think they've changed that to a more generic name now. To be honest, I'm not sure how much I pay now

PoshPuss · 25-01-2008, 03:59 PM

I can get discounted insurance thru my professional organisation, sometimes a trade union offers this perk for employeees and their family. I know from recent experience how much pet insurance is a necessary evil. Posh wasn't insured when we had the 'lily event' and the cost was £350 for blood tests, rehydration and an overnight stay on a Bank Holiday !! so please get covered.

dinahsmum · 25-01-2008, 04:03 PM

Here's one previous thread. I needed to refresh my memory but it is as I thought, £17pm for the dog and both cats, full insurance and cover for life
http://www.catsey.com/showthread.php...=insurance+axa

I'll go and look for Kim's link with all the companies sites listed and put that in on an edit

JBalways2000 · 26-01-2008, 10:45 PM

Thankyou for the replies and thanks for that link-i cant believe you got 2 cats and one dog insured for £17.50

i dont know why but i have just got a qoute from AXA and they are even asking for nearly £9 per cat

do you think maybe all the insurance companies have put their prices up now? i have tried M&S, petplan and AXA now and all are qouting more or less the same.

Will have a search for E&L now and then try google for a list of pet insurance companies. trust me i do want all the cats insured but i really couldnt afford £40 a month

Amber · 26-01-2008, 11:04 PM

To be honest I wouldn't touch E&L with a 10 foot barge pole! We have a total nightmare getting money out of them for our clients who are insured with them, and our clients are constantly being told that they never received a claim form, when the thing has been sent by fax and post. The cover also does not tend to be that great.

Look for something with lifetime cover, and be sure to read the smallprint! you will find that some insurance companies will only cover each condition for one year from the date of diagnosis, and others will only cover you for so much money per condition.

Personally I am insured with PetProtect, it costs me around £27 per month for Amber & Max combined. Amber's cover is roughly around £7.50

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